Payment Policy

Payment Information

Last Updated: September 14, 2026

This Payment Information Policy explains how payments for purchases made through chloera.com are displayed, authorized, processed, and refunded.

Chloera is operated by YUEMEIYANGMS INC, a Colorado corporation.

We aim to provide clear and transparent pricing and payment information so that customers can review the applicable product price, shipping charge, discounts, taxes or other amounts displayed during checkout, and the final order total before completing a purchase.


1. Business Information

Brand / Store Name:
Chloera

Legal Operator:
YUEMEIYANGMS INC

Website:
chloera.com

Business Address:
644 E 6th Ave
Durango, CO 81301
United States

Customer Support Email:
support@chloera.com

Customer Support Phone:
+1 217-260-3426

For payment or billing questions concerning a Chloera order, please contact us using the information above.


2. Payment Methods

Chloera accepts the payment methods that are actually displayed and available during checkout.

Available payment methods may vary depending on factors such as:

  • Customer location

  • Transaction currency

  • Device

  • Payment-provider availability

  • Store configuration

  • Eligibility requirements of the applicable payment provider

Because payment availability can vary, customers should rely on the options presented during checkout rather than payment logos or payment-method lists displayed elsewhere.

We do not represent that a particular payment method is accepted unless that method is actually available to the customer during checkout.


3. Checkout and Payment Processing

Our online store is powered by Shopify.

Payments may be processed through Shopify-supported payment infrastructure and/or other payment providers that are enabled and displayed during checkout.

Depending on the payment method selected, the applicable provider may process information required to:

  • Authorize the payment

  • Verify the transaction

  • Prevent fraud

  • Complete the transaction

  • Process an eligible refund

Independent payment providers may also apply their own terms, privacy practices, authentication requirements, and security procedures.


4. One-Time Purchases

Unless a product page and checkout clearly state otherwise before you complete your purchase, products sold through Chloera are offered as:

One-time purchases.

A normal Chloera kitchen or household product purchase does not automatically enroll the customer in an undisclosed subscription or recurring billing arrangement.

We do not intentionally charge customers recurring fees without clear prior disclosure and authorization.

If Chloera ever offers a subscription or recurring-payment product, the following information will be clearly disclosed before purchase:

  • Recurring price

  • Billing frequency

  • Renewal terms

  • Cancellation terms

  • Material conditions of the recurring arrangement


5. Product Prices

We make reasonable efforts to display accurate product prices.

The applicable product price will be shown on the product page and confirmed through the cart or checkout before payment.

Customers should review the final checkout before completing payment.

The price of a product may change before an order is placed.

A later price change does not automatically alter the price of a previously completed and accepted order, except where applicable law permits correction of an obvious error.


6. Discounts and Promotional Pricing

Where an eligible discount or promotion applies, it should be reflected through the applicable product page, cart, promotional-code process, or checkout.

Before completing payment, customers should review:

  • Product price

  • Quantity

  • Applicable discount

  • Shipping charge

  • Any tax or other amount displayed

  • Final order total

We do not intend to advertise a discount or promotion that is unavailable to an otherwise eligible order under the stated promotional conditions.

Promotional terms may include legitimate conditions such as:

  • Eligible products

  • Minimum purchase amount

  • Promotion period

  • Geographic availability

  • Usage restrictions

  • Product availability

Material promotional conditions should be disclosed with the applicable offer.


7. Shipping Charges

Our standard worldwide shipping structure is:

Orders of US$39 or more:
Free Standard Shipping

Orders under US$39:
US$5.99 Standard Shipping

The applicable shipping charge will be displayed during checkout before payment is completed.

For complete shipping information, please review our Shipping & Delivery Policy.


8. Currency

The transaction currency applicable to your purchase will be displayed during checkout.

Depending on your location and our Shopify market configuration, prices may be displayed in U.S. dollars or another supported currency.

If your bank, card issuer, or payment provider uses a different currency, that provider may independently apply:

  • Currency conversion

  • Its own exchange rate

  • Foreign transaction fees

  • Other applicable financial-service charges

Such independent charges are determined by the customer's financial institution or payment provider rather than Chloera.


9. Taxes, Duties, and Other Charges

Depending on the customer's destination and applicable law, an order may be subject to:

  • Sales tax

  • VAT

  • GST

  • Import duties

  • Customs charges

  • Other government-imposed amounts

Where an applicable amount is collected through our checkout, it will be displayed where supported by the applicable checkout configuration.

Where duties, import taxes, or customs charges are not collected by Chloera during checkout, they may be assessed separately by customs authorities, carriers, or other relevant authorities.

Free Standard Shipping does not automatically mean that government-imposed duties or import taxes are included.

Please review our Shipping & Delivery Policy for additional information.


10. Final Order Total

Before completing payment, customers should review the final checkout information.

The checkout may show, as applicable:

  • Products

  • Variants

  • Quantity

  • Product subtotal

  • Discounts

  • Shipping

  • Taxes or duties collected through checkout

  • Final total

Customers should not complete payment if the checkout total materially differs from the price, promotion, or shipping terms they reasonably expected based on an applicable Chloera offer.

If you believe there is a pricing or checkout discrepancy, please contact:

support@chloera.com

before completing the purchase.


11. Payment Authorization

When an order is submitted, the applicable payment provider may authorize or process the payment.

A payment authorization does not necessarily mean that an order has completed every order-verification, inventory, fraud-prevention, or fulfillment step.

In some circumstances, additional verification may be required.

Subject to applicable law, an order may be declined or canceled for legitimate reasons such as:

  • Payment authorization failure

  • Product unavailability

  • Suspected fraudulent activity

  • Materially incorrect customer information

  • Security concerns

  • Shipping restrictions

  • Obvious pricing or technical errors

If Chloera cancels an order after payment has been successfully collected, the applicable payment will be refunded according to the original payment method or as otherwise required by applicable law.


12. Payment Verification

Payment providers or Chloera's ecommerce systems may use reasonable verification or fraud-prevention measures.

These measures may involve checks relating to:

  • Billing information

  • Shipping information

  • Transaction characteristics

  • Payment authorization

  • Device or network information

  • Fraud-prevention signals

In some cases, a payment provider may require additional authentication.

These measures are intended to protect customers, Chloera, and payment systems from unauthorized or fraudulent transactions.


13. Payment Declined or Failed

A payment may be declined or fail for reasons outside Chloera's control.

Possible reasons may include:

  • Insufficient funds

  • Incorrect payment information

  • Expired payment method

  • Bank security restrictions

  • Failed authentication

  • Payment-provider restrictions

  • Unsupported payment method

  • Transaction limits

  • Temporary technical problems

If your payment is declined, please review the information entered or contact your bank or payment provider where appropriate.

You may also use another payment method if another eligible option is available during checkout.


14. Pending Payments

In some cases, a transaction may appear as pending or temporarily authorized by a financial institution before final processing is completed.

The way pending authorizations are displayed and released is generally controlled by the applicable bank, card issuer, or payment provider.

If an order did not complete but you see a pending transaction, your financial institution may require time to update the authorization status.

If you have questions about whether Chloera successfully received an order, contact:

support@chloera.com

and provide any available order information.


15. Duplicate Payment Concerns

If you believe you were charged more than once for the same Chloera order, please contact us promptly at:

support@chloera.com

Please provide:

  • Your name

  • Order number, if available

  • Transaction date

  • Amount involved

  • A description of the issue

Please do not send your complete payment-card number, password, security code, or other unnecessary sensitive financial information by email.

We will review the available order and payment records and provide appropriate assistance.


16. Payment Security

Payments are processed using the checkout and payment infrastructure made available through Shopify and/or the applicable enabled payment provider.

Customers should enter payment information only through the official checkout associated with:

chloera.com

Chloera will not ask customers to send complete payment-card information, passwords, or payment security codes through ordinary email.

If you receive a suspicious communication requesting sensitive financial credentials while claiming to represent Chloera, please contact:

support@chloera.com

before providing information.


17. Billing Information

Customers are responsible for providing accurate billing and payment information.

Depending on the selected payment method, this may include:

  • Name

  • Billing address

  • Postal code

  • Payment details

  • Other information required by the payment provider

Incorrect or incomplete billing information may cause a payment to fail or require additional verification.


18. Changes to an Order After Payment

If you need to request an order change or cancellation after payment, contact:

support@chloera.com

as soon as reasonably possible.

We will make reasonable efforts to accommodate the request where fulfillment has not progressed too far.

Cancellation cannot always be guaranteed after:

  • Fulfillment has begun

  • The order has been packed

  • Shipping documentation has been processed

  • The package has been transferred to a carrier

Once an order has shipped, our Return & Refund Policy generally applies.


19. Canceled Order Refunds

If an order is successfully canceled after payment has already been collected, Chloera will issue the applicable refund to the original payment method.

A physical return is not required where an order was successfully canceled before shipment.

After the refund is issued, the applicable bank, card issuer, or payment provider may require additional time to post the funds to the customer's account.


20. Return Refunds

Eligible returns are governed by our Return & Refund Policy.

Our standard return terms are:

Return Window:
30 calendar days after delivery

Once an approved return has been:

  1. Received at the authorized return destination; and

  2. Inspected and approved,

Chloera will issue the applicable refund to the original payment method within 5 business days.

The customer's financial institution or payment provider may require additional time to post the refund after Chloera has issued it.


21. Refund Method

Approved refunds will generally be issued to the:

Original payment method used for the purchase.

We do not require customers to accept store credit instead of an otherwise valid monetary refund unless:

  • The customer voluntarily agrees; or

  • Another arrangement is required or permitted by applicable law or the payment system involved

Refund eligibility and applicable amounts are governed by our Return & Refund Policy.


22. Original Shipping Charges on Returns

For preference-based returns, the original outbound shipping charge, if any, is generally non-refundable except where applicable law requires otherwise.

For example, an eligible order under US$39 may have been charged:

US$5.99 Standard Shipping

If the correctly supplied product is later returned solely because the customer changed their mind, that original shipping charge may be non-refundable as described in our Return & Refund Policy.

Different rules may apply to damaged, defective, incorrect, or otherwise legally non-conforming products.


23. No Undisclosed Payment Fees

Chloera does not intend to add undisclosed product charges after a customer has completed checkout.

Material amounts payable to Chloera in connection with the order should be disclosed through the applicable product page, cart, promotion, or checkout before payment.

Independent charges imposed directly by:

  • Banks

  • Card issuers

  • Currency providers

  • Customs authorities

  • Governments

  • Other independent third parties

may be outside Chloera's control.

Where such third-party charges are reasonably relevant, our policies seek to explain them.


24. No Undisclosed Recurring Charges

Chloera does not intentionally charge a customer on a recurring basis for an ordinary one-time product purchase.

Unless recurring billing is clearly disclosed and expressly accepted before purchase, an ordinary purchase of Chloera kitchen, dining, storage, or household products is a one-time transaction.


25. Promotional Codes

Where Chloera offers a promotional code, the code must be entered or applied according to the applicable promotion instructions.

Customers should verify that an expected discount has been applied before completing payment.

If an advertised promotion should apply to your order under its stated conditions but is not reflected at checkout, please contact:

support@chloera.com

before completing payment.


26. Payment Methods May Vary by Country

Because Chloera serves customers internationally, payment methods may vary by country, currency, device, or payment-provider eligibility.

For this reason, Chloera does not maintain a fixed promise that every customer worldwide will see exactly the same payment methods.

The payment methods displayed during your checkout are the payment methods currently available for your transaction.


27. External Payment Provider Pages

Certain legitimate payment methods may require interaction with a payment provider's interface or website.

Where this occurs, customers should verify that the payment process corresponds to the payment method they selected during Chloera checkout.

Independent payment providers may apply their own:

  • Terms of service

  • Privacy policies

  • Authentication procedures

  • Security controls

Chloera does not intentionally redirect customers to unrelated or deceptive payment pages.

If a payment page appears suspicious or unrelated to your Chloera transaction, do not provide payment credentials and contact:

support@chloera.com


28. Fraudulent or Unauthorized Transactions

If you believe a Chloera transaction was made without your authorization, please contact your financial institution or payment provider promptly and notify us at:

support@chloera.com

We may reasonably cooperate with legitimate payment providers, financial institutions, or lawful authorities when investigating suspected unauthorized or fraudulent transactions.

Nothing in this policy prevents customers from exercising lawful rights concerning unauthorized transactions or payment disputes.


29. Customer Payment Responsibilities

Customers should:

  • Review the product and variant before purchase

  • Review the price

  • Review discounts

  • Review shipping charges

  • Review the final order total

  • Provide accurate billing information

  • Use a payment method they are authorized to use

  • Verify the delivery information before payment

Please contact us before completing payment if an important checkout amount appears inconsistent with a published Chloera offer.


30. Relationship With Other Chloera Policies

This Payment Information Policy should be read together with our:

  • Terms of Service

  • Shipping & Delivery Policy

  • Return & Refund Policy

  • Privacy Policy

  • Frequently Asked Questions

For consistency, Chloera's current standard terms include:

Worldwide Shipping:
Available to eligible destinations supported by checkout

Orders of US$39 or more:
Free Standard Shipping

Orders under US$39:
US$5.99 Standard Shipping

Return Window:
30 calendar days after delivery

Refund Processing:
Within 5 business days after an approved return is received and inspected

Standard Purchase Type:
One-time purchase unless recurring terms are clearly disclosed before purchase


31. Consumer Rights

Nothing in this Payment Information Policy excludes, restricts, or limits any payment, refund, cancellation, consumer-protection, or other legal right that cannot lawfully be excluded or limited.

Where applicable law provides additional protections, those mandatory protections continue to apply.


32. Changes to This Payment Policy

We may update this Payment Information Policy when reasonably necessary to reflect changes in:

  • Payment providers

  • Checkout configuration

  • Currency settings

  • Store operations

  • Applicable laws

  • Payment or security procedures

When this policy is updated, the Last Updated date will be revised.

We will not apply a later policy change retroactively in a manner that unlawfully removes rights associated with a completed purchase.


33. Contact Us

For questions about a payment, charge, refund, checkout issue, or this Payment Information Policy, please contact:

Chloera

Legal Operator:
YUEMEIYANGMS INC

Business Address:
644 E 6th Ave
Durango, CO 81301
United States

Customer Support Email:
support@chloera.com

Customer Support Phone:
+1 217-260-3426

Website:
chloera.com

For order-related payment questions, please include your order number whenever possible.

Please do not email complete payment-card numbers, passwords, PINs, or card security codes.